Funding Options

Funding Options

We understand that paying for the care that you or your loved one needs may be a worry. Therefore, we’ve compiled a list of the numerous funding routes that may be available to you.

When considering, please rest assured that Venturi Healthcare’s fee covers all the essentials: 24-hour care, utilities, meals, bedroom décor and daily activities. And for just a little extra, you or your loved one could be treated to hairdressing, chiropody and newspaper deliveries, in addition to other little luxuries.

Self Funded

Those who have the financial means will be required to pay for their care themselves. This can be a little daunting and we suggest you contact your local authority for further support and guidance. If you are able to fund your own care, you will commonly be referred to as a “self-funder” or “private payer”. 

Third Party Top Ups

If you receive funding from Social Services but your care costs more than their contribution, you may have the option to top up your funds with the help of a third party such as a family member.

Local Authority Funded

To ensure you are receiving the correct funding package it is important you request a needs assessment from your local authority. This meeting will ensure you are able to access the funding available to you and enable you to agree what level of care is required. 

A representative from the local authority will complete a means-test assessment, which will include reviewing your assets such as your home and your income. Whether or not you receive funding from your local authority will depend on the value of your total assets and if they are in the upper or lower limits of the Government Capital Threshold. You may receive funding for the full cost of your care or a portion.

NHS Funded Nursing Care Contribution

When you start looking for a nursing home the NHS may contribute towards your nursing fees. This type of funding is only available in nursing homes, not residential. This contribution – also known as Free Nursing Care – is given whether your fees are self-funded or Local Authority funded. It is based on an assessment and this will be arranged with the NHS by the care home (subject to your consent) following admission. Payment is normally backdated to the date of admission or the date of application as applicable.

NHS Continuing Healthcare Funding

Anyone who needs full-time NHS healthcare due to disability, accident or illness is normally eligible. It is awarded following a full needs assessment by an NHS Assessor and can be awarded prior to admission to the care home or following admission as needs dictate. It covers care and basic living costs, and is intended to replicate what a care home resident would otherwise receive in a NHS setting such as a hospital. It may or may not fully cover the home’s normal weekly fees and those awarded CHC funding are not also eligible for FNC funding.

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